Solvency II AI Governance Compliance Checklist 2026

Solvency II was not designed with AI in mind, but its governance pillars — the System of Governance, ORSA, and the Own Funds framework — create direct obligations for insurers deploying AI in regulated decisions. This checklist gives CAIO, CDO, and CTO at DACH insurance carriers a structured way to assess whether their AI governance framework satisfies Solvency II requirements as interpreted by BaFin and FINMA in 2026.