About the role:
We are looking for a Product Owner who will oversee the ingestion and delivery of data-driven solutions within a complex financial ecosystem, focusing on regulatory reporting, risk models management, and data harmonization. The role ensures alignment between business objectives, compliance mandates, and technical execution—particularly across systems such as LDWH (Local Data Warehouse), collateral systems, and external regulatory bodies. The PO will be pivotal in managing the full lifecycle of data—from source ingestion through to output layers and external disclosures—leveraging Agile principles in a highly integrated and controlled environment.
Location and Work Setup:
The position is based in the Bucharest Office, near Grozavesti metro station, with a flexible hybrid way of working.
Responsibilities:
1. Stakeholder & Prioritization Management
- Act as a strategic liaison with Risk Management, PM coordinators and cross data teams, ensuring that business and regulatory requirements are translated into precise technical deliverables
- Prioritize and maintain the product backlog against concurring projects
- Ensure critical paths align with regulatory milestones, maintaining high data accuracy, lineage, and comprehensive documentation
2. Regulatory Compliance & Technical Delivery
- Drive delivery of compliant data solutions across all LDWH layers: Interface, Core Technical, Core Business, and Output
- Oversee implementation of key transformations, data normalization, and harmonization processes supporting risk models (e.g., default, financial, liquidity)
- Ensure end-to-end lineage and auditability for data entering the Output Layer, aligned with local and group-level governance
3. Agile Practices & Cross-Functional Coordination
- Facilitate Agile ceremonies and adapt delivery strategies for low maturity Agile environments
- Manage cross-functional squads including technical analysts, data engineers, and business teams
- Coordinate dependency resolution between local and group teams
4. Technical & Industry Knowledge
- Guide teams on best practices for data ingestion (manual file uploads, database links), ETL pipelines, and completeness checks within LDWH processes
- Bridge business requirements with technical delivery, especially in processes involving:
- Core Technical Layer: normalized transformations
- Core Business Layer: building of risk and financial data marts
- Output Layer: file transfers, Cognos reports
- Understand and monitor key metrics related to technical data quality indicators and business rules enforcement
5. Resource & Capacity Management
- Monitor squad capacity against a backdrop of complex projects and workflows
- Collaborate with function heads for optimal resource deployment across regulatory, audit, and analytical deliverables
What are we looking for:
1. Regulatory & Domain Expertise
- Banking Business Analysis
- Knowledge of regulatory reporting requirements (IRB, IFRS 9, Basel III) and experience managing their technical implementations
- Understanding of compliance data flows from Lending & Rating Systems to provisioning systems (e.g., LIC) and external bodies (e.g., NBR, ANAF)
2. Data Warehouse & Integration Proficiency
- Hands-on experience with enterprise data warehouse concepts including:
- LDWH layer processing, including aggregation, transformation, and harmonization
- Data integration tools with emphasis on large-scale ETL and batch processing
- Reporting & Calculation engines
3. Agile Product Ownership
- Strong command of Agile delivery within regulatory data programs, with experience navigating dependencies across internal and external systems
- Proficiency in backlog grooming, roadmap planning, and stakeholder communication in fast-paced environments tackling both ad-hoc changes and multi-year development programs
4. Communication & Leadership
- Ability to translate technical specifications into business language and vice versa
- Proven track record of managing multidisciplinary teams and influencing without authority across Risk, IT, and Operations
Ideal Candidate Profile:
You thrive at the intersection of business needs and data technology, particularly within banking ecosystems. You’re confident navigating the complexities of LDWH, risk engines, and regulatory reporting flows. You understand data lineage, quality controls, and the technical depth behind complex simulations shadowing Production processes and financial risk models—and can lead Agile teams to successful, compliant delivery with speed and precision.
